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Having a good cyber risk management program in place might help a company prevent some breaches. But more importantly, when a breach does happen, it can help companies get back on their feet faster and mitigate financial and reputational damage. How do you know whether your company is doing what it should to address the risk and become cyber resili...

An increasing problem facing employers is the threat of class action lawsuits related to their use of background checks. In these lawsuits, plaintiffs claim that employers are violating a federal statute called the Fair Credit Reporting Act (the “FCRA”), which regulates, among other things, an employer’s use of background checks p...

This report outlines the key data breach notification laws in every state, as well as Guam, Puerto Rico, and the Virgin Islands. As part of your risk management strategy, use this guide as a map to review state laws, understand key issues and trends, and compare laws among states. For each state, the guide includes personal information definition, ...

The sweeping European Union General Data Protection Regulation (EU GDPR) covers any company offering “goods and services” or monitoring behavior of individuals in the EU—even if the company has no physical presence in Europe. With companies facing potential fines of up to 20 million euros or 4 percent of annual revenue, GDPR has c...

Profound political, economic, societal, technological, and environmental transformations are occurring at an unprecedented scale and have become a part of day-to-day business life. In this 14th edition of the World Economic Forum's Global Risks Report, undertaken with Marsh & McLennan Companies and other partners, we examine the evolving ma...

In this webcast, experts from Marsh’s Cyber Practices take a closer look at how changing cyber risk exposures, regulations, and best practices will change the cyber risk management landscape in 2019. Download and view the Cyber Landscape 2019 slides as you listen to the discussion that includes:The impact of new regulations and laws on the wa...

Businesses have arguably never faced such a breadth of challenges as they do today. Drawing on data and insight from Fitch Solutions, a leading source of independent political, macroeconomic, financial, and industry risk analysis, our Political Risk Map 2019 presents a global view of the issues facing multinational organizations and investors. This...

Widespread political volatility and rapid technological advances are spurring companies to question not just their resilience, but also their fitness for purpose in the new world order. In this report, we show how firms can move from generalized concerns to analysis, discussions, and actions in response to specific threats that may most disrupt the...

Does your company handle data analytics to target California consumers? If so, it is imperative that you pay close attention to the California Consumer Privacy Act (CCPA) that goes into effect on January 1, 2020. The CPA goes well beyond the General Data Protection Regulation, giving California consumers new privacy rights along with imposing indep...

No matter your industry, your company is a data company and for that reason, we are in a post-data world. Gen Z—your future customers and future employees—are already digital and they control over $100 billion in consumer spending today. In this video series, learn how to adopt a strategy that treats your data as the pre-tangible a...

Privacy and data security are issues that every company needs to pay attention to. But how do companies comply with all the various laws between Europe with the GDPR and in California with the California Consumer Privacy Act? In this video series on data management best practices and privacy strategy, you can:learn about the best practices for...

The California Consumer Privacy Act (CCPA) is one of the most significant regulations overseeing the data-collection practices of companies in the United States. Other states are expected to follow California’s lead. So how can companies keep up with the changes in privacy law and compliance requirements that vary widely across borders and na...

The past couple of years have proven to be banner years for private equity and merger and acquisition activity, with no signs of slow down in 2019. With cash on hand to invest and the increase in Representation and Warranty Insurance policies, forecasters expect these trends to continue. Podcast host Michael Cohen is joined by Luca Salvi to discuss...

The best time to install protective devices or materials in your home is during a renovation, addition, or new construction. Consider the following recommendations early in your planning stages to increase safety, lessen the likelihood of damage, and help minimize installation costs. Some proactive measures may even result in savings on your homeow...

Cyber-attacks are increasing in sophistication and magnitude of impact across all industries globally and can negatively impact a company's reputation and market value. Thus, all companies need to fully understand the value of the information assets they possess, the cybersecurity related risk of a data breach, and then factor the benefits and ...