Navigating Home Insurance & Risk Guide for the Rising Generation

For the next generation of wealth stewards, understanding home insurance is essential to protecting family properties and maintaining financial security. This guide explains key considerations for insuring high-value homes, from replacement cost coverage and liability limits to special risks such as natural disasters and household staff. It equips rising generations with the knowledge to identify coverage gaps, ask the right questions, and work with advisors to safeguard real estate assets as part of a broader wealth strategy.