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From rising healthcare costs to growing demand for personalization and wellbeing, employers must evolve to attract, retain, and engage talent. With this Outlook, use the key insights to prepare your organizations to deliver cost-effective and attractive benefits. And learn how integrating retirement and financial wellness strategies can help employees—and your business—thrive. Despite the unsettling economic environment, organizations that leverage smart strategies and technology will keep their benefits programs vital, resilient, and effective.

Although CFOs’ optimism has risen, finance leaders are confronting the disruptive triumvirate of new tax legislation, persistent tariff volatility, and rising AI integration—while seeking meaningful, measurable outcomes. All at once, three things must be considered in a complex environment where transformational opportunity and uncertainty coexist. The takeaway is that holistic modeling is essential for businesses to determine the right tax strategy for their circumstances.

Shadow AI is no longer a fringe issue—it’s a mainstream reality inside most organizations. While the risks are real—ranging from security breaches to compliance failures—it also represents a powerful signal: Your workforce is ready, willing, and already experimenting with AI to solve real problems. Organizations that respond with rigid control will stifle innovation. Those that respond with clear strategy, empowered oversight, and curated choice will unlock AI’s full potential—safely and at scale.

The Integration of Artificial Intelligence (AI) into business strategies has become a pivotal step for organizations that are aiming to create or maintain a competitive edge. And making the right AI vendor selection will be critical toward that end. With this AI governance playbook, learn how you can evaluate AI vendors to ensure that the chosen provider not only prioritizes the company’s strategic goals but also offers a significant return on investment, while protecting data and complying with regulatory standards.

Agentic artificial intelligence (AI) is more than a technological upgrade—it’s a fundamental shift in operations, with the potential to impact every facet of business, from customer interactions to internal workflows. Unlike traditional automation, agentic AI employs a more sophisticated “understand-decide-act” process, making autonomous decisions based on data analysis and defined objectives.

As with any technology, change happens gradually, not overnight. And GenAI is no different. While it may seem to many that the AI enterprise adoption is at a standstill because the financial benefit is not yet evident, important steps are happening behind the scenes that are setting the stage for broader scale adoption and monetization in the not-too-distant future. In this report, we address the common questions about the generative AI theme.