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Crafted with insights from over 1,300 global experts, this year’s Global Risks Report is your essential guide to identifying, understanding, and preparing for today’s and tomorrow's risks. Published by the World Economic Forum with strategic support from Marsh, this Report outlines the major risk issues facing the world today, including geopolitical and geoeconomic, critical infrastructure, technology and artificial intelligence, and climate change and extreme weather.

Uncertainty is the defining theme of the global risks outlook in 2026 as the world enters a new age of competition amid geopolitical and economic risks on the rise. Further underscoring this reality, half of the surveyed experts expect the next two years to be a turbulent environment, with political, economic, and social fault lines continuing to widen. In this unsettled environment, technology emerges as a double-edged force—capable of amplifying risk while simultaneously unlocking powerful sources of growth.

Risks that once felt rare or exceptional are now part of daily decision-making for affluent households. This reality doesn’t just affect portfolio values but influences how households should evaluate and manage the risks tied to their assets, properties, and lifestyles. For the high-net-worth households, it’s no longer about buying more insurance policies. It’s also about achieving risk readiness—knowing what risks you’re comfortable carrying and how to stay intentional as conditions change.

In this “Two Byte Conversations” podcast episode, attorney Kevin Angle and Aaron Mendelsohn discuss the ins and outs of building a privacy program and how to work with internal stakeholders and clients to build trust and respect. They also talk about Mr. Mendelsohn’s book, Operationalizing Data Protection & Privacy, his experience teaching cybersecurity and privacy law at Cleveland State University, and their views on what makes an effective legal counselor and privacy officer.

Given how significant accounting processes and applications are prime targets for top business risks, it’s important to take control and start your risk management analysis. Take an important step toward that end by using this fillable and interactive segregation of duties form. After answering the questions, you’ll have a high-level view of functional areas that could pose increased risk for your organization.

The Americas region is facing heightened levels of risk. With long-standing geopolitical relationships rapidly changing and growing economic uncertainty driven by shifting U.S. trade and economic policies, as many as 91% of executives in the region agreed that the global risk landscape is now more defined by crisis than at any time in recent memory.

In a time when disruption is the norm, business resilience has become a strategic imperative. Here are critical steps business owners and leaders can take to help identify vulnerabilities, bolster preparedness, and drive smart, sustainable growth.

Going into the year 2025, the insurance industry faces a landscape marked by complexity and uncertainty. In this summary, learn more about the top-of-mind insurance issues and what to expect in the areas of digital disruption, GenAI, reinsurance trends, emerging risks, economic trends, regulatory updates, evolving tax roles and responsibilities, and more.

Enhancing risk management is no longer optional but essential when the global landscape is fraught with uncertainties and disruptions that include changing business dynamics, shifting trade tensions, a tough tariff environment, geopolitical conflicts, and a volatile economic landscape. Building resilience across all aspects of the business is imperative now and for the long-term.