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When it comes to updating your estate plan, it’s more than just document preparation. It’s also about updating and distributing your health care documents, preparing your agent to conduct business on your behalf at the appropriate time, and reviewing asset titling and beneficiary designations.

An increasingly popular way to reduce taxes generally is to invest in Qualified Opportunity Zones (QOZs), but little is discussed about how QOZs can be utilized to shift appreciation of wealth over time to future generations. Investors have various options to transfer interests in QOZs to future generations tax efficiently. With this new opportunity available, there are a few items to evaluate: What is the value of the QOZ over time? Why would you transfer the QOZ interest? What are things to be aware of when making this decision?

New cyber breach scenarios are constantly emerging, and they bring with them a variety of new claims. The fact that there’s no industry-standard cyber policy language makes it a tremendous challenge to ensure your Cyber Risk insurance will really protect you. Insurance oversight can lead to costly consequences. It’s critical to know the four truths about cyber risk claims denials, beginning with truth number 1: claims can be denied due to your failure to act.

Every public, private, or nonprofit organization needs to be protected from within with Director and Officers (D&O) liability. If a claim is brought as a result of a corporate decision you make, your D&O policy will kick in. Without one, you lose the business and your personal assets. Understand how D&O works on your behalf and ways you can avoid claims denials.

Over the past two decades, China’s success has benefited from both external and internal factors, being globalization and domestic market-oriented reforms. Recent years saw these factors gradually changing to affect China’s growth dynamics, and such impact will continue to exist in the medium to long term.

40% of small businesses close their doors following a disaster and never reopen. Natural and manmade disasters can stop your business operations in a flash. It’s best not to leave your organization in a state of emergency. Preparation means making sure you’re covered when the unexpected arises. See how a business interruption policy covers your lost income during a disaster and how it fits with your overall business insurance solutions.

Financial markets were exceptionally strong in the first quarter of 2019. Nearly all major asset classes posted returns so positive that they virtually wiped out losses from the difficult fourth quarter of 2018. But will that kind of return be it for 2019?

The cannabis industry is blooming. Market-watchers expect to see double digit sales growth every year through 2022, despite frequent changes in the regulations that govern this rapidly evolving industry. To protect their investments and keep making the bold moves needed to reap the rewards in this high growth industry, cannabis business operators at every step in the supply chain need to be proactive when it comes to managing risk. And that starts with the right insurance coverage.

In a ransomware attack, a hacker penetrates an organization’s network and holds its data hostage until a specified ransom is paid. Hackers don’t discriminate based on business size or industry—any organization that stores its data on a network is at risk. You can protect your business with five best practices.

Financial markets look more buoyant than in the closing weeks of 2018. High levels of market volatility have been tamed by central bank moderation, with equity indices having had a roaring start of the year. However, looking beyond immediate market sentiment, how much has really changed? The six key investment themes at the start of the year provide a good structure for answering the question. They may also suggest how far markets could go in the future.