The Americas region is facing heightened levels of risk. With long-standing geopolitical relationships rapidly changing and growing economic uncertainty driven by shifting U.S. trade and economic policies, as many as 91% of executives in the region agreed that the global risk landscape is now more defined by crisis than at any time in recent memory.
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In an era of non-stop crisis, businesses that want to grow and meet their targets must take a proactive approach to risk. The problem is that few businesses are being proactive, and things are getting worse. In this 10th annual report and survey of 500 senior leaders worldwide on global risk, see how the risk rift and top risks are causing a risk-averse effect. But playing it safe could be dangerous. For effective risk management, it is crucial for businesses to adopt a proactive risk approach and enhance their risk posture to seize the opportunities ahead of them.
In most states when a child turns 18, he or she is legally recognized as an adult. And without having certain legal documents in place such as a durable power of attorney for healthcare, parents may lose their ability to fully support and care for their college-age children in the event of a medical emergency or other circumstances. By knowing which documents should be executed, parents and their adult children can avoid the restrictions of various privacy laws that can prevent timely care.
This mid-year addendum to the 2025 Commercial Property and Casualty Market Outlook updates the insurance market trends, summarizes current market conditions, and forecasts important developments that are starting to emerge.
In a time when disruption is the norm, business resilience has become a strategic imperative. Here are critical steps business owners and leaders can take to help identify vulnerabilities, bolster preparedness, and drive smart, sustainable growth.
Nonprofits are facing increasing budget and personnel uncertainty due to both a decline in donations and threats of cuts to government funding. As a result, volunteers will become even more important in helping nonprofits fulfill their missions. However, even the most well-intentioned and qualified volunteers can expose organizations and philanthropic families to legal, financial, and reputational risks—especially if the volunteers are placed in unsuitable roles or lack proper screening, training, and supervision.
As with any technology, change happens gradually, not overnight. And GenAI is no different. While it may seem to many that the AI enterprise adoption is at a standstill because the financial benefit is not yet evident, important steps are happening behind the scenes that are setting the stage for broader scale adoption and monetization in the not-too-distant future. In this report, we address the common questions about the generative AI theme.
College graduation is an exciting event, but it can be filled with uncertainty with the start of a job that brings new responsibilities and decisions. To help with the transition, it's time to plan your financial future. To get started, here are helpful tips on budgeting and spending money wisely, checking your credit score, saving for retirement, understanding your company’s benefits, monitoring and protecting your online activity (both financials and social posts), building your business skills, and more.
The U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) issued an interim final rule on March 21, 2025 that recalibrates the Corporate Transparency Act (CTA). Among other changes, it removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information (BOI) to FinCEN and revises the definition of "reporting company" to mean only those entities that are formed under foreign law and have registered to do business in any U.S. state or Tribal jurisdiction.
Going into the year 2025, the insurance industry faces a landscape marked by complexity and uncertainty. In this summary, learn more about the top-of-mind insurance issues and what to expect in the areas of digital disruption, GenAI, reinsurance trends, emerging risks, economic trends, regulatory updates, evolving tax roles and responsibilities, and more.