For every business, risk management is a critical component of business resilience, profitability, and success. In 2023, there are some signs of insurance market stability and rate moderation. Businesses with a preferred risk profile will be in the strongest position to get the best rates and terms. The same can be said for individuals in the personal lines and private client space. This Market Report—which can be browsed by solution, industry, or segment—keeps you abreast of insurance trends, market and employee benefits drivers, insurance rates, and recommendations on how to navigate the current market and build resilience.