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Risks that once felt rare or exceptional are now part of daily decision-making for affluent households. This reality doesn’t just affect portfolio values but influences how households should evaluate and manage the risks tied to their assets, properties, and lifestyles. For the high-net-worth households, it’s no longer about buying more insurance policies. It’s also about achieving risk readiness—knowing what risks you’re comfortable carrying and how to stay intentional as conditions change.

The ability to perform financial transactions online offers tremendous convenience, but also exposes assets to theft and cyber fraud. In addition, the internet of things (IOT) which connects home security systems and other smart devices, creates another access point to personal information and assets. As new technology surfaces, the need to protect accounts, home networks, and family members from cyber hazards grows exponentially. With these proactive best practices, you can limit your personal cyber exposure risk.

Having the right insurance coverage is often a challenge for high-net-worth individuals and families, who have unique financial and lifestyle challenges and needs that include securing coverage for their directors and officers, complex and diverse assets, cybersecurity, and more. In this interview with Ethan Lenz, partner and chair of the Foley & Lardner’s insurance practice group, learn more about the unique insurance considerations and risks that go beyond the standard insurance policies in the marketplace.

Driving offers freedom and flexibility, but it also comes with real risks—especially for younger generations facing higher accident rates, rising repair costs, and escalating premiums. This guide explains today’s auto insurance market in clear terms and outlines the types of coverage available, from liability and collision to comprehensive and gap insurance. It also offers practical steps for reducing risk, managing costs, and knowing when to update your policy.

This guide helps rising generations of legacy wealth navigate international travel with greater confidence and security. It highlights common risks faced abroad—from medical emergencies to theft of luxury items—and provides practical steps to mitigate them before and during a trip. Tailored for affluent families, this resource also covers insurance considerations, safety planning, and digital security, offering actionable checklists and resources.

For the next generation of wealth stewards, understanding home insurance is essential to protecting family properties and maintaining financial security. This guide explains key considerations for insuring high-value homes, from replacement cost coverage and liability limits to special risks such as natural disasters and household staff. It equips rising generations with the knowledge to identify coverage gaps, ask the right questions, and work with advisors to safeguard real estate assets as part of a broader wealth strategy.

The high-net-worth insurance market has been defined by volatility throughout the first half of 2025 as climate-related disasters, rising claims costs and economic pressures have strained private client insurance portfolios. While large catastrophes are still impacting the market, insurance carriers are willing to consider certain risks for a higher premium.

While large catastrophes are still impacting insurance premiums, the insureds with proactive risk management strategies are being rewarded with more favorable pricing. This mitigation checklist outlines the techniques that high-valued homeowners can implement to reduce insurance costs and improve insurability in high-risk locations in the United States.

As an aircraft owner or renter, understanding the factors that influence your aircraft insurance costs is crucial. In this video, we discuss 9 key factors that insurers consider when quoting private aircraft insurance. While some of these factors may be beyond your control, knowing them can help you make informed decisions and potentially save on premiums. Watch now to learn how to manage your aircraft insurance costs.