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On November 9, 2016, many Americans woke up to (or stayed awake for) an unexpected election outcome. As of that day, the downside for the DOW and the S&P 500 Index appeared to be less than the declines that occurred after the 2008 and 2012 elections. However, it is still early. During these uncertain times, it is best to stick with your investment plan as we wait to see how trends play out in the coming months and longer term.

There are many reasons to accept a position on a board of directors or as an officer of a company. The cause may appeal to you or you may see this as a way to give back to the community. You may derive additional compensation from this type of position, or it could be an honorary position. Whatever the reason, it is important to remember that with these additional responsibilities comes additional risk. By accepting a position as a director or officer, you can be held personally liable for the decisions made and actions taken in that professional capacity.

In this quarterly edition of the CIO Insights, the analysis is on the economic consequences of government policies, assessment of risk and uncertainty in financial markets, and a focus on generating returns in a low-growth world. There is also a look at renewed confidence in emerging markets, as well as a summary of our economic and market forecasts. While forecasts cannot directly measure risk, they do provide a way of understanding what is possible and what is not—and thus how to position portfolios accordingly.

The October 2016 Market Review outlines the market highlights and gives a summary of current events (such as employment housing updates, geo political events and meetings) and their impact on the markets and asset classes. Highlights include economic growth accelerating at its fastest pace since the 3rd Quarter of 2014, expectations for December Fed rate hike rise to its highest level since Brexit, and the U.S. dollar posting its best month since November 2015, rising to its highest level in eight months. The U.S.

In this edition of Tax Topics, the focus is on the IRS release of the 2017 inflation-adjusted numbers, along with planning points to keep in mind for both year-end and in general. It also has the November 7520 rate and applicable federal mid-term rates.

What if Trump trumps Clinton in the U.S. Election? With just a few weeks remaining, the markets have not meaningfully priced in the chance of a Trump presidency. While indeed this is not the base case scenario, the outcome of the election is sufficiently unclear that serious consideration should be given to the potential impact of a Trump victory on the economy and the markets over the short term. And at least over that short term, there are concerns. By contrast, the markets would likely take a Hillary Clinton victory as an extension of the status quo and not react dramatically.

As with many of your possessions, the value of jewelry is not simply monetary. Individual pieces often hold significant sentimental value: a tennis bracelet gifted to mark the birth of a child or an heirloom brooch passed down from a grandmother, for example. These are irreplaceable, so taking the proper steps to secure and protect them is critical. This article details five considerations to help protect your precious possessions.

Individuals and families that manage their wealth wisely tend to take an active role in doing so. Rather than leave everything in the hands of an advisory team, they make sure they’re knowledgeable about the key factors affecting their wealth. This entails understanding various legal, financial, and regulatory issues, as well as the economic and political landscape, both home and abroad. This can be a tall order—one that this 2017 guide to tax and wealth management aims to help you meet.

Finding your voice as an adult is a difficult process for everyone, but can be especially challenging when you grow up in a family of wealth. Perhaps you already control some or all of your inheritance or maybe you soon will. Learning the rules of the road can make you more comfortable, confident, and independent as you choose your destination, plan your route, and safeguard yourself and your passengers.

The past 20 years’ exceptional wealth creation will soon be followed by the biggest-ever wealth transfer. It is estimated that fewer than 500 people will hand over USD 2.1 trillion to their heirs over the next 20 years. For most Asian economies, where over 85 percent of billionaires are first generation, this will be the first-ever handover of billionaire wealth. Billionaires matter. They create and hold immense wealth. Shifts in the structure of that wealth matters to the wealthy and their families. But they also impact the global economy and society as a whole.