Everything is more complicated for families with a loved one with a disability. From finding the right doctors, the right schools and obtaining necessary therapies and services. Nothing is easy. Developing an estate plan is also more complicated than it is for “typical” families. The beneficiaries with special needs require comprehensive planning that addresses key legal and financial issues, including setting up Special Needs Trusts (also called Supplemental Needs Trusts), obtaining Guardianship and accessing government benefits to provide services and, in some cases, appropriate residences. Having the right estate and financial plan for loved ones with disabilities will ensure they are provided with the care and financial support they need throughout their lives.