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While many businesses are still maturing their sourcing strategies, several clear patterns have emerged amid a hybrid environment undergoing rapid change and strain. It’s a transformation that is playing out across five key areas: an evolving delivery ecosystem; a new partnership ethos; a shifting provider mindset; the growing role of procurement; and the rising complexity of deals as providers and buyers adapt to these fast-moving changes.

Shadow AI is no longer a fringe issue—it’s a mainstream reality inside most organizations. While the risks are real—ranging from security breaches to compliance failures—it also represents a powerful signal: Your workforce is ready, willing, and already experimenting with AI to solve real problems. Organizations that respond with rigid control will stifle innovation. Those that respond with clear strategy, empowered oversight, and curated choice will unlock AI’s full potential—safely and at scale.

The high-net-worth insurance market has been defined by volatility throughout the first half of 2025 as climate-related disasters, rising claims costs and economic pressures have strained private client insurance portfolios. While large catastrophes are still impacting the market, insurance carriers are willing to consider certain risks for a higher premium.

While large catastrophes are still impacting insurance premiums, the insureds with proactive risk management strategies are being rewarded with more favorable pricing. This mitigation checklist outlines the techniques that high-valued homeowners can implement to reduce insurance costs and improve insurability in high-risk locations in the United States.

In today’s digital age, protecting your children from cyberbullying requires both proactive measures and ongoing vigilance. Cyberbullying can take many forms, from online harassment to the spreading of harmful rumors that can have devastating effects that may also harm the children’s personal and physical security. As a parent, staying informed and taking steps to safeguard your child’s online experience is crucial.

As regulatory complexity intensifies and business operations accelerate, legal departments face mounting pressure to deliver more—with greater speed, precision, and strategic insight—while managing costs and demonstrating value. Yet many remain constrained by traditional service models that struggle to scale with these evolving demands. This gap has created perfect conditions for innovation and unlocking efficiency and growth with legal managed services, which now represents a new paradigm on how legal work gets done in an increasingly complex business environment.

A significant portion of the population does not have children, and careful financial and wealth planning for these individuals and couples requires a clear understanding of their goals, ambitions, and intentions. The conventional priorities that often revolve around funding a child’s education or safeguarding dependents will hold less relevance for them.

As organizations prepare for their compensation benefits and structure, this planning guide provides information on salary budget increases, structure adjustments, promotional spending, and variable pay budget increases to assist in budgeting personnel expenses. Using the national and regional data as average percentages of payroll, the guide serves as a helpful planning tool.

Today’s multigenerational workforce challenges even the most well-designed benefits strategies. And while many employers believe they’re delivering value, there’s a small perception gap that reveals where smarter strategy can take benefits programs from good to great. It’s more than a human capital issue, it’s a business-wide challenge impacting retention, performance, and ultimately, profitability.

The One Big Beautiful Bill Act (OBBB) has spurred more interest among businesses that may qualify for the tax benefits associated with qualified small business stock (QSBS), including businesses that currently are classified as S corporations for federal income tax purposes. With the amendments made by the OBBB, shareholders of S corporations have new incentives to consider converting to a C corporation structure to the extent Code Section 1202 might apply.